As a diversified financial institution, First Citizens provides the best insurance plan offerings chosen from a vast array of national and regional companies. We'll develop a plan that's made for you and only you. A staff of experienced insurance agents covers all your needs.

Reduce Risk and Increase Your Peace of Mind

Commercial Property and Casualty

Reduce the impact arising from destruction to buildings as well as your legal liability for losses

Auto

Reduce liability and expense in owning, operating or leasing business autos

Equipment

Reduce the impact of accidents and loss to equipment and systems

Business Income

Reduce loss of income while unable to operate the business due to a covered loss

Builder's Risk

Eliminate risk of destruction/theft of building and materials

Workers' Compensation

Provide lost wages and medical coverage for accidents, injury, or disease that occurs at work

Liability

Reduce liability from operations and products, decisions of directors and officers, professional services, employment, and fiduciary responsibilities

Surety Bonds

Provide a financial guarantee for services provided by one party to another within a stated period of time

More Ways to Reduce Risk and to Preserve and Grow Assets

Business Continuation

Simplicity at its best. The business retains shareholder interest, and shareholder descendants receive fair market value for the interest.

Key-Person Life Insurance

Don't let your business suffer needlessly from the loss of a partner, co-owner, or other vital employee.

Voluntary Deferral Plan

An excellent way for an executive to accumulate retirement income without current taxation.

Capital Maximization

Provide the ability to leverage existing assets to provide for the efficient succession of your business.

Wealth Replacement

Use highly-appreciated assets to fund needs, lower or eliminate estate taxes, and ensure that heirs and favorite charities benefit.

Life Insurance

Choose from term, universal, whole life and variable. For more information, call toll free 1-866-322-5433 or e-mail us at lifeinsurance@firstcitizens.com.